PEPs Archives - 401k Plan Optimization, Compliance, Investment & Partners

PEPs: Scalable Solution or Still the Wild West of Retirement Plans?

By Fred Barstein / 401k plan, Changing dynamics, DC Plan Sponsors, DC plans, erisa, ERISA Attorneys, Fiduciary, Financial Advisors, Financial Wellness, PEPs, Retirement Plan Advisor, Retirement plan management, Retirement Plan Participation

Are Pooled Employer Plans (PEPs) a smart solution for expanding retirement coverage—or an overly complex, underregulated space that hasn’t lived up to expectations? PEPs were...

Pooled Employer Plans (PEPs): A Simpler Path to Retirement Plans?

By Fred Barstein / 401k News, Adaptability, Auto Portability, Benefits integration, Change, Changing dynamics, Convergence, DC Plan Sponsors, DC plans, Employee happiness, employer match, Financial Security, Financial Wellness, PEP, PEPs, Target Date Funds

Pooled Employer Plans (PEPs) offer small to mid-sized employers a streamlined way to manage retirement benefits by joining a larger, shared plan overseen by a...

Preparing for the 401(k) Boom: How the Industry Must Adapt

By Fred Barstein / 6th Annual RPA Broker/Dealer Roundtable, Adaptability, CEO Engagement, Changing dynamics, Changing Recordkeepers, Client connection, collaboration, Communication, Convergence, Employee happiness, Fiduciary, innovation, PEPs, personal financial advice, product quality, Professional Retirement Plan Fiduciary Services, Regs and Regulators, Retirement Advisor Specialist, Retirement Advisory, Retirement Plan Advisor, Specialization, specialized team

A surge of new 401(k) plans is on the horizon, driven by state mandates, SECURE 2.0 tax credits, and the growth of group plans like...

Empowering Retirement Planning: Educating with PEPs and CITs

By Fred Barstein / 401k News, CIT, Client connection, Collective Investment Trust, Communication, Communication, Confidence, Consolidation, DC Plan Sponsors, Employee engagement, Employee training, Fiduciary, PEPs

The convergence of wealth management and retirement planning is rapidly reshaping the landscape of financial services, with Plan Pooled Employer Plans (PEPs) and Collective Investment...

Navigating the Rise of Pooled Employer Plans in 2024

By Fred Barstein / 401k News, benefit education, benefits committee, Communication, Employee engagement, Employee training, Fiduciary, Fiduciary, Legislation, Multiple Employer Plans, PEPs, Plan design, Plan Participation

In 2024, Pooled Employer Plans (PEPs) stand as a transformative force in retirement planning, strategically addressing the challenges posed by the proliferation of small retirement...

The Workplace: Future Asset Source – Industry Leader Insights

By Fred Barstein / 401k News, Committees, Communication, Convergence, DC plans, Employee Benefits, esg funds, Fiduciary, Financial Advisors, Financial Wellness, Healthcare & other benefits, investment comittee, PEPs, Plan design, Recordkeeping, Retirement Committee, student loan

The workplace is poised to emerge as the predominant source of assets in the coming decade, as indicated by influential figures such as Morgan Stanley’s...

PEPs: Retirement Plan Game-Changers with Caution

By Fred Barstein / Fiduciary, investment, Merging Retirement Plan, Multiple Employer Plans, participation, PEPs, Plan Conversion, Record Keepers, Retirement Readiness, SECURE 2.0, SECURE Act

PEPs, or pooled employer plans, have received attention as a potential game-changer in the retirement plan industry. However, their adoption has been slower than expected,...