Financial Wellness Archives - Page 15 of 39 - 401k Plan Optimization, Compliance, Investment & Partners

Is Your Retirement Plan Advisor Fulfilling Their Fiduciary Function?

By Fred Barstein / 401k plan, Audit, Authenticity, Benchmarking & Fees (ERISA, retirement plan), benefit education, Change, Changing dynamics, Client connection, Communication, DC plans, Fiduciary, Financial Advisors, Financial Wellness, investment, Plan design, Retirement Plan Advisor, Retirement Plan Fiduciary, Target Date Fund, TRIPLE F ADVISOR

Retirement Plan Advisor Fiduciary Function

Investment oversight is one of your most critical responsibilities as a plan sponsor. But how do you know if your retirement plan investment advisor is...

Pooled Employer Plans (PEPs): A Simpler Path to Retirement Plans?

By Fred Barstein / 401k News, Adaptability, Auto Portability, Benefits integration, Change, Changing dynamics, Convergence, DC Plan Sponsors, DC plans, Employee happiness, employer match, Financial Security, Financial Wellness, PEP, PEPs, Target Date Funds

Pooled Employer Plans (PEPs) offer small to mid-sized employers a streamlined way to manage retirement benefits by joining a larger, shared plan overseen by a...

Why Timing Matters: The Power of Vesting in Employee Retention

By Fred Barstein / Company Contributions and Vesting, Employee engagement, Employee feedback, Employee happiness, Financial Wellness, Financial Wellness, Ideal Plan, Improving Outcomes, incentivizing financial meetings, multi-generational workforce, office environment, onboarding, Plan design, Plan Participation, recruiting, Recruiting and Retaining Talent, Vesting, vesting

Why Timing Matters: The Power of Vesting in Employee Retention Vesting schedules may seem like a small detail in retirement plan design, but they can...

Key Questions 401(k) Plan Sponsors Often Overlook

By Fred Barstein / 401k News, 401k plan, AI, benefits committee, DC Plan Sponsors, education, Employee Benefits, Fiduciary, Financial Wellness, Plan design, Retirement plan management, Target Date Funds

In a recent Fiduciary News article, Christopher Carosa, CTFA spotlighted several critical questions that 401(k) plan sponsors frequently neglect to ask, even though they have...

Smarter Saving Through Auto-Escalation

By Fred Barstein / 401k plan, auto enroll, auto escalate, Auto Portability, Compensation, DC Plan Sponsors, Employee engagement, Employee feedback, Fiduciary, Financial Wellness, Retirement Readiness

Smarter Saving Through Auto-Escalation Automatic enrollment with auto-escalation is not only a smart way to help employees save more for retirement—it gets them started right...

Why Revenue Sharing Has No Place in Modern 401(k) Plans

By Fred Barstein / 401k News, Changing dynamics, Convergence, DC plans, Financial Advisors, Financial Wellness, recordkeeping, Revenue Sharing, RPA Consolidation, Third party administrators

It’s time for the retirement plan industry—especially in the 401(k) and 403(b) space—to leave revenue sharing behind in favor of simpler, more transparent pricing models....

Market Volatility and 401(k) Plans: Navigating the Impact of Recent Tariff Announcements

By Fred Barstein / 401k News, Adaptability, Changing dynamics, Financial Literacy, Financial Wellness, investment, investment policy statement, Investments, Mutual Fund Fees, Passive Investments, Retirement Income, Retirement planning, tariff

Recent market volatility has many retirement plan participants on edge. President Trump’s announcement of reciprocal tariffs on global trading partners on Wednesday, April 2, 2025,...

Why a Qualified Advisor is Key to Retirement Success

By Fred Barstein / 401k News, Adaptability, benefit education, Client connection, collaboration, Communication, Confidence, Fiduciary, Financial Wellness, Qualified Advisor, Retirement Plan Advisor, Retirement planning, specialized team

Why a Qualified Advisor is Key to Retirement Success Managing a company retirement plan isn’t just about checking boxes—it’s about making smart, strategic decisions that...

401(k) Plans Offer a Strategic Advantage in Economic Downturns

By Fred Barstein / 401k News, 401k plan, 401k rollovers, auto enroll, auto escalate, Auto Portability, Communication, DC plans, diversity, diversity, Economy, Employee engagement, employer match, Financial Security, Financial Wellness, Independence planning, investment, Investment Managers, Recordkeeping

Recessions don’t announce themselves with a save-the-date card. When they arrive, plan sponsors and ERISA fiduciaries face mounting pressure to safeguard participants’ retirement savings. The...

Why Employee Engagement and Financial Wellness Are Key for Advisors

By Fred Barstein / adult learning, Client connection, Communication, competition, DC plans, Employee engagement, Employee feedback, Financial Advisors, Financial Wellness, Retirement Plan Advisor, Retirement Plan Consultants, Retirement Readiness

Why Employee Engagement and Financial Wellness Are Key for Advisors Advisors are now expected to go beyond just focusing on fees, funds, and fiduciary duties. ...