Change Archives - Page 3 of 3 - 401k Plan Optimization, Compliance, Investment & Partners

Evolving RPAs: Transforming Modern 401(k) and 403(b) Plans

By Fred Barstein / Adaptability, Authenticity, Change, Client connection, collaboration, Communication, Digital Tools, diversity, Economy, education, Employee happiness, evolving and adapting, Fiduciary, Financial Advisors, financial stress, Financial Wellness, innovation, investment, Mobile apps, Regs and Regulators

The evolution of 401(k) and 403(b) plans from simple savings tools to comprehensive financial solutions has transformed the role of Retirement Plan Advisors (RPAs). Initially,...

3 Ways to Support an Aging Workforce

By Fred Barstein / 401k News, Adaptability, Aging Workforce, annuity, Behavioral Finance, benefit education, Communication, Compensation, DC plans, diversity, Economy, Employee happiness, Employer Contribution, environment, Fiduciary, Financial Wellness, Health & Wellness, healthcare, Inclusion, Investments, mindfulness, Retirement Income

The aging population has transformed the workforce—approximately one in four employees is age 65 or older. While this demographic is becoming the fastest-growing group of...

The Terrifying and Brilliant Future for 401(k) Providers & Advisors

By Fred Barstein / 401k News, Benchmarking & Fees (ERISA, retirement plan), Change, Communication, Convergence, Economy, Financial Advisors, Fintech Record Keepers, Improving Outcomes, innovation, Investment Managers, Investments, mindfulness, Record Keepers

The future of the 401(k) industry is both terrifying and brilliant, presenting significant challenges and immense opportunities. Providers and advisors are grappling with an explosion...

Future Prospects & Challenges: Insights from the RPA Record Keeper Roundtable

By Fred Barstein / 401k News, Change, Communication, Consolidation, Convergence, Fiduciary, Financial Wellness, Fintech Record Keepers, Record Keepers, Retirement Income

At the recent RPA Record Keeper Roundtable and Think Tank in Washington, DC, leading 401(k) record keepers gathered to discuss the industry’s future and the...

Embracing Change: Leadership in Financial Services

By Fred Barstein / Adaptability, Authenticity, Change, Client connection, Communication, Education, Financial Security, financial uncertainty, Financial Wellness, Health & Wellness, mindfulness

In the dynamic realm of financial services and 401(k) industries, navigating rapid change calls for a shift in mindset and leadership approach. Despite efforts to...

401(k) Real Chat: Jeff Elvander

By Fred Barstein / 401k RealChat, Change, Communication, Convergence, Custom Funds and Managed Accounts, education, Target Date Fund

The successful implementation of retirement income solutions hinges upon the active involvement and buy-in of both advisors and plan sponsors. Advisors serve as indispensable guides,...

Mindfulness in Navigating the Future of Retirement Planning

By Fred Barstein / 401k News, Adaptability, adult learning, AI, artificial intelligence, Authenticity, Behavioral Finance, Change, Client connection, Communication, Convergence, Creative approach, DC plans, Fiduciary, Financial Advisors, Financial Security, Investments, mindfulness, WealthManagement.com

In the rapidly evolving landscape of the retirement industry, mindfulness plays a crucial role in ensuring both financial advisors and clients remain focused, clear-headed, and...

DOL Finalizes New Fiduciary Rule: Industry Reception Is a Mixed Bag

By Fred Barstein / 401k News, Change, courts, DC plans, Documents & testing, DOL, DOL Guidance, Fiduciary, Financial Advisors, Financial Wellness, Legislation

The Department of Labor (DOL) finalized the Retirement Security Rule last week. It’s set to take effect on September 23. The rule revises the definition...

Navigating the Winds of Change: Retirement Industry Evolution

By Fred Barstein / 401k News, Adaptability, Change, Client connection, Communication, Consolidation, Convergence, DC Plan Sponsors, Fiduciary, Financial Advisors, Financial Wellness, Regs and Regulators

As the winds of change sweep through the retirement industry, one thing becomes clear: resistance is futile. The inevitable tide of transformation, fueled by societal...