Employee happiness Archives - 401k Plan Optimization, Compliance, Investment & Partners

Why Plan Sponsors Play a Critical Role in Retirement Readiness

By Fred Barstein / 401(k) advisor trust, 401(k) Plan Management, 401k Advisor, benefit education, Changing dynamics, collaboration, Communication, DC Plan Sponsors, Employee engagement, Employee happiness, Fiduciary, Financial Wellness, Ideal Plan, Improving Outcomes, Retirement Committee, Retirement Readiness

Improving employee retirement readiness begins with helping workers make informed financial decisions today. When employees understand how their choices around saving, debt, and spending impact...

From Auto-Enroll to Outcomes: The Power of Day-One Guidance

By Fred Barstein / 401(k) Plan Management, auto enroll, auto escalate, Auto Portability, automation, benefit education, benefits committee, Benefits integration, boosting 401(k) contributions, Communication, DC Plan Sponsors, Employee Benefits, Employee engagement, Employee feedback, Employee happiness, Employee training, Fiduciary, Financial Wellness, payroll integration, Plan design, Plan Participation, Retirement Readiness

In a world where auto-enroll is table stakes, real outcomes still hinge on intentional onboarding and a documented process. That means giving new hires clear...

401k Real Chat: Jamie Greenleaf on Healthcare Fiduciary Risk

By Fred Barstein / 401(k) Plan Management, benefit education, Benefits integration, Changing dynamics, collaboration, Communication, Convergence, DC Plan Sponsors, DOL Guidance, Employee happiness, Fiduciary, Financial Advisors, Financial Wellness, Health & Wellness, healthcare

In this episode of 401k Real Chat, Fred Barstein spoke with Jamie Greenleaf, co-founder of Fiduciary In A Box and longtime industry veteran, to talk...

401k Real Chat: Fred Barstein & Lauren Loehning

By Fred Barstein / 401(k) advisor trust, 401(k) Plan Management, Adaptability, AI for Retirement, Authenticity, Client connection, Communication, DC Plan Sponsors, Employee engagement, Employee happiness, mindfulness

In a recent episode of 401k Real Chat, Fred Barstein, CEO of TPSU, TRAU, and 401kTV, sat down with Lauren Loehning, co-founder of Moniwell and...

Helping Former Employees Keep Their Retirement on Track

By Fred Barstein / 401(k) Managed Accounts, 401(k) Plan Management, 401k rollovers, Communication, DC Plan Sponsors, DC plans, Employee engagement, Employee happiness, Employee training, Financial Wellness, Plan Conversion, Retirement Committee, Retirement planning

When employees leave a company with small 401(k) balances—typically under $7,000—plan sponsors are permitted to initiate a “force-out,” removing these accounts from the plan. While...

Why Traditional Retirement Benefits Fall Short for Gen Z Workers

By Fred Barstein / 401(k) Plan Management, benefit education, Changing dynamics, DC Plan Sponsors, Digital Design, Digital Tools, diversity, Economy, Emergency Savings, Employee Benefits, Employee happiness, Fiduciary, financial insecurity, Financial Security, financial stress management, Financial Wellness, generational gap in retirement planning, multi-generational workforce, Plan design, Savings Rates

Gen Z Diverse Male And Female Traditional Retirement Benefits

Generation Z workers are rewriting the playbook on retirement planning. Despite being the youngest generation in the workforce, 76% are already saving for retirement through...

Rethinking Retirement Support: Time for Plan Sponsors to Step Up

By Fred Barstein / 401k News, Changing dynamics, Communication, DC Plan Sponsors, DC plans, education, Employee engagement, Employee feedback, Employee happiness, Fiduciary, Financial Advice, Financial Wellness, Plan design, Plan Participation, Retirement Committee, Retirement plan management, Retirement Plan Participation, Retirement planning, retirement security

With nearly 59 million employees lacking access to workplace retirement plans, according to a recent TIAA study, we’re facing a retirement readiness crisis that demands...

Plan Participants Want Lifetime Income Options But Few Plans Offer Them

By Fred Barstein / Adaptability, auto enroll, Auto Portability, Collective Investment Trust, Confidence, DC Plan Sponsors, Employee happiness, esg funds, Fiduciary, Financial Wellness, Improving Outcomes, investment, Life expectancy, Lifetime Income Options, Retirement Income, retirement income annuity, Retirement Savings Concern, Target Date Fund

Although 93% of 401(k) participants say it’s important for their plans to provide lifetime income options like annuities, most plans still only offer lump sum...

Boost Employee Productivity and Retention with Emergency Savings Benefits

By Fred Barstein / 401k News, benefit education, Benefits integration, Change, DC Plan Sponsors, DC plans, Emergency Savings, Employee engagement, Employee happiness, financial stress management, Financial Wellness, Health & Wellness, healthcare, inflation concerns, Recruiting and Retaining Talent

Financial stress is silently eroding your workforce—97% of employees are feeling the pinch, and it’s hitting your bottom line with increased absenteeism and plummeting productivity. ...

401(k) Managed Accounts Can Help Improve Gen X Retirement Readiness

By Fred Barstein / 401(k) Managed Accounts, 401k Monitoring, 401k News, boosting 401(k) contributions, Communication, Consolidation, Convergence, DC Plan Sponsors, Employee happiness, Fiduciary, Financial Wellness, Gen X, healthcare, investment, Managed Accounts, Retirement Income, Retirement Readiness

Gen X workers (ages 44-59) face unique hurdles on their path to retirement. As the “Sandwich Generation,” they’re often simultaneously caring for both children and...

Why Traditional Retirement Benefits Fall Short for Gen Z Workers

Plan Participants Want Lifetime Income Options But Few Plans Offer Them

Boost Employee Productivity and Retention with Emergency Savings Benefits

401(k) Managed Accounts Can Help Improve Gen X Retirement Readiness

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