401k Compliance Archives - Page 20 of 104 - 401k Plan Optimization, Compliance, Investment & Partners

The Urgent Call for Innovation in the 401(k) Industry

By Fred Barstein / 401k News, Adaptability, Communication, DC Plan Sponsors, DC plans, DOL, employer match, evolving and adapting, Fiduciary, Fiduciary, innovation

The 401(k) industry is in a crucial phase, driven by various factors that demand innovation. Traditional retirement options like 401(k)s often don’t keep up with...

GoBankingRates: Nearly 30% of American Workers Have Zero Retirement Savings

By Fred Barstein / 401k News, Communication, DC plans, Economy, Emergency Savings, Employee engagement, Employee happiness, Fiduciary, Fiduciary, financial insecurity, financial stress, financial uncertainty, Financial Wellness, inflation concerns, Millennials saving, participation, Retirement Plan Committee, Retirement Plan Fiduciary, Retirement Readiness, Retirement Savings Concern

Many Americans are facing a very real possibility of retiring with inadequate savings. A pair of articles in Employee Benefit News and BenefitsPro covered a...

The Power of Collaborative Partnerships in Retirement Planning

By Fred Barstein / 401k News, Adaptability, benefits committee, Client connection, Communication, Communication, Creative approach, DC plans, Fiduciary, Financial Wellness, Recordkeeping, Retirement Committee, Retirement Plan Committee, Retirement Plan Fiduciary, Third party administrators

Fred Barstein, CEO & Founder, TPSU/TRAU/40ktv with Teresa, HR Admin In the realm of retirement planning, effective communication serves as the cornerstone for building robust...

Low-Income Earners, Women Face Unique Barriers to Retirement Savings

By Fred Barstein / 401k News, Communication, Compensation, Economy, Employee happiness, Fiduciary, Financial Security, financial stress, financial uncertainty, Financial Wellness, inflation concerns, inflation stress, Job growth, retirement security, Senior Management Engagement

It isn’t easy for most Americans to save for retirement, especially in recent years amid soaring inflation and persistent economic uncertainty. However, certain demographics are...

Strengthening Retirement Plans: The Role of Fiduciary Governance

By Fred Barstein / 401k News, automation, benefit education, benefits committee, Client connection, Distribution, Documents & testing, education, Fiduciary, Financial Advisors, Regs and Regulators, TRIPLE F ADVISOR

Fred Barstein, CEO & Founder with Kathleen Kelly, Adjunct Lecturer In a recent TPSU program session in North Carolina, Kathleen Kelly, a distinguished DC consultant,...

4 Trends Transforming Retirement Plans in 2024

By Fred Barstein / 401k News, AI, artificial intelligence, ChatGPT, Convergence, Cyber Security, DC plans, Digital Tools, Economy, Fiduciary, Financial Advisors, Financial Wellness, inflation concerns, Investments

Technology and economic conditions are transforming America’s finances, and that’s impacting retirement plan sponsors and participants. In light of these trends, a new study from...

Empowering Retirement Planning: Educating with PEPs and CITs

By Fred Barstein / 401k News, CIT, Client connection, Collective Investment Trust, Communication, Communication, Confidence, Consolidation, DC Plan Sponsors, Employee engagement, Employee training, Fiduciary, PEPs

The convergence of wealth management and retirement planning is rapidly reshaping the landscape of financial services, with Plan Pooled Employer Plans (PEPs) and Collective Investment...

The Four Stages of Competency Development for Plan Sponsors

By Fred Barstein / 401k News, benefit education, Communication, Confidence, DC Plan Sponsors, education, Fiduciary, Financial Advisors, Financial Literacy, Financial Security, Financial Wellness, Retirement Readiness

Fred Barstein, CEO & Founder, TPSU/TRAU/401kTV with Plan Sponsor, Jyotsna– HR Manager Plan sponsors, the backbone of the retirement planning landscape, undergo a transformative journey...

Recordkeeper Shifts Mean Plan Sponsors & Advisors Must Evolve Too

By Fred Barstein / 401k News, Adaptability, Communication, competition, Consolidation, Convergence, Cyber Security, DC plans, Documents & testing, Due Diligence, Fiduciary, Financial Advisors, Improving Outcomes, Record Keepers, Recordkeeping, Regs and Regulators

Retirement plan recordkeepers have undergone tremendous change in recent years, driven by consolidation and a race to innovate and scale. According to Mike Webb CAPTRUST...

Managing Conflicts in Retirement Planning: Prioritizing Transparency

By Fred Barstein / 401k News, Adaptability, Authenticity, Communication, competition, Confidence, Conflict of Interest, Consolidation, Creative approach, Economy, evolving and adapting, Fiduciary, Financial Advisors, Financial Security, financial stress management, Regs and Regulators

Navigating the complex world of retirement planning often involves grappling with conflicts of interest. Consider the scenario faced by senior managers of a publicly traded...