The majority of eligible employees participate in a 401(k) plan, but there’s room for improvement.  So says the 2022 Financial Life Benefits Impact Report from Bank of America. Among ...

The employer match in a 401(k) plan can be a very powerful tool!  The Great Resignation has prompted employers to rethink their employee benefits strategies to make them more ...

401k Auto Enrollment could become mandatory for many businesses.  Congress is currently analyzing a proposal for making 401k auto enrollment more than just an employer design option.  It may ...

Auto portability – a retirement plan solution designed to simplify small-balance 401(k) rollovers – may soon be more widely available.  Vanguard recently announced a partnership with Retirement Clearinghouse LLC ...

Retirement outcomes for older workers could improve thanks to new legislation under review by policymakers in Washington. The proposed law includes significant upside benefitting retirement outcomes for older workers.  ...

Fiduciary Liability can be created by those who neglect the 401k Plan.  Behavioral science tells us things about ourselves that we simply try to suppress or ignore, and Fiduciary ...

401k Plans benefit from the many features outlined in the TPSU Ideal Plan.  Unfortunately, and somewhat surprisingly, many unenlightened Plan Sponsors are still failing to take advantage of auto ...

401k Retirement Plan Deserves a Larger Benefit Allocation 401k retirement plan may be a better spend than some of the alternative insurance choices. When a plan participant considers overall ...

Maximize Total Benefits with Profit Sharing Plan   Maximize Total Benefit options and choices for the benefit of plan participants and plan sponsor alike. Many firms encourage participants to ...

401k Plan Participation Rates Indicator of Plan Success 401k plan participation rates are a statistic that all plan fiduciaries should be monitoring regularly for their own company retirement plan.  ...