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Retirement Plan Vesting Schedule Sends a Message

Retirement Plan Vesting Schedule Sends a Message 

Retirement plan vesting schedules are highly visible to all plan participants.   Retirement plan vesting schedules are the one plan provision that all employees seem to fully comprehend.  At the conclusion of a Plan Sponsor University (TPSU), Fiduciary Education Program held at the location of the University of Memphis, in Memphis, Tennessee, TPSU Founder, and CEO Fred Barstein spoke with Nina Dias, Human Resources Professional within the industrial automation industry. Ms. Dias discussed her firm’s logic for using a vesting schedule upon which participants enjoy immediate vesting at 100%. Although there are obvious benefits for the plan participants and the plan sponsor – there are also drawbacks to such an arrangement.

 

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401k Retirement Plan Fees Under Pressure 401k Retirement plan fees are difficult to comprehend.  Understanding the nuances around fees and expenses within 401k plans is no easy task for plan fiduciaries and active plan participants.  At the conclusion of a ...