IRA Roll overs and Roll ins

To maintain their tax deferred status and avoid penalties before the age of 59 1/2, workers in 401k and 403b plans must rollover their retirement account into a qualified personal retirement plans also known as individual retirement accounts or IRAs or keep the money in their current employer sponsored plan. Some employees allow for an encourage current workers to roll-in assets from other 401k or 403b plans or IRAs to consolidate all retirement accounts.


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