Qualified Default Investment Alternatives (QDIAs) have been around since the 2006 signing of the Pension Protection Act. Qualified Default Investment Alternatives are frequently packaged as managed accounts or in Target Date Funds. A QDIA must either be managed by an investment manager, a plan trustee, a plan sponsor or a committee comprised primarily of employees of the plan sponsor that is a named fiduciary, or be an investment company registered under the Investment Company Act of 1940. Therefore, there are many safeguards built into a plan that offers a Qualified Default Investment Alternative. Plan participants will normally select the Qualified Default Investment Alternative as their sole investment choice. At a recent TPSU Virtual Town Hall Meeting on Friday, May 1, 2020, a discussion ensued highlighting how the QDIA has become a good investment choice during the recent drop in the equity market.