401(k) fees are lower than IRA options in many cases!  Research has uncovered that 401(k) fees can be lower than IRA fees by a wide margin too.  Rolling over ...

Financially stressed employees create a drain on an employer’s resources.  When an employer is strapped with a cadre of financially stressed employees – performance suffers.  This can occur at ...

Participant lifetime income disclosures will soon become a reality.  Under the Setting Every Community Up for Retirement Enhancement (SECURE) Act, a new participant lifetime income disclosure goes into effect ...

Digital Tools are poised to deliver better outcomes to both plan participants and plan sponsors.  ‘Going digital’ through the use of digital tools may also begin to close the ...

Retirement plan goals are converging around a very narrow alignment.  Plan sponsors’ top priorities include improving retirement outcomes, plan participation and engagement, and fiduciary compliance. So says a recent ...

Climate change may be reaching into your Retirement Plan.  As evidenced by the extreme weather patterns sweeping across the globe, our climate appears to be in flux.  Could an ...

Employer match for 401k Plans has been widely accepted since the 1980s.  The majority of employers offer retirement plan matching contributions for employees, but few provide immediate vesting. These ...

401k Fiduciary RFP responsibilities normally fall to the Retirement Committee members and other trustees.  Retirement plan committees and fiduciaries should periodically benchmark their plan service providers.  Make sure that ...

Retirement readiness plans are not the chief concern for most business owners. The majority of companies are staying the course when it comes to their retirement readiness plans.  This ...

Plan fiduciary financial literacy gaps often hamper plan participants’ understanding of complex concepts and terms.  Not a surprise, but investing is a complex topic, so it can be challenging ...