401(k) fees are lower than IRA options in many cases! Research has uncovered that 401(k) fees can be lower than IRA fees by a wide margin too. Rolling over ...
Read More »Tag Archives: communication
Financially Stressed Employees can be Fertile Ground for Employers
Financially stressed employees create a drain on an employer’s resources. When an employer is strapped with a cadre of financially stressed employees – performance suffers. This can occur at ...
Read More »Participant Lifetime Income Disclosures Become Effective Soon
Participant lifetime income disclosures will soon become a reality. Under the Setting Every Community Up for Retirement Enhancement (SECURE) Act, a new participant lifetime income disclosure goes into effect ...
Read More »Digital Tools May Help Improve Retirement Outcomes
Digital Tools are poised to deliver better outcomes to both plan participants and plan sponsors. ‘Going digital’ through the use of digital tools may also begin to close the ...
Read More »Retirement Plan Goals Include Improved Outcomes and Retention
Retirement plan goals are converging around a very narrow alignment. Plan sponsors’ top priorities include improving retirement outcomes, plan participation and engagement, and fiduciary compliance. So says a recent ...
Read More »Climate Change Adds a Twist to Retirement Planning
Climate change may be reaching into your Retirement Plan. As evidenced by the extreme weather patterns sweeping across the globe, our climate appears to be in flux. Could an ...
Read More »Employer Match Accepted, But Not Immediate Vesting
Employer match for 401k Plans has been widely accepted since the 1980s. The majority of employers offer retirement plan matching contributions for employees, but few provide immediate vesting. These ...
Read More »401k Fiduciary RFP Helps Identify Favorable Outcome Practices
401k Fiduciary RFP responsibilities normally fall to the Retirement Committee members and other trustees. Retirement plan committees and fiduciaries should periodically benchmark their plan service providers. Make sure that ...
Read More »Retirement Readiness Plans Remain On Track
Retirement readiness plans are not the chief concern for most business owners. The majority of companies are staying the course when it comes to their retirement readiness plans. This ...
Read More »Plan Fiduciary Financial Literacy: Keeping It Simple
Plan fiduciary financial literacy gaps often hamper plan participants’ understanding of complex concepts and terms. Not a surprise, but investing is a complex topic, so it can be challenging ...
Read More »