Research – Plan Optimization

Retirement plan goals are converging around a very narrow alignment.  Plan sponsors’ top priorities include improving retirement outcomes, plan participation and engagement, and fiduciary compliance. So says a recent ...

Retirement planning advice is not one-size-fits-all.  And it’s no secret that workers have struggled to go it alone since the advent of the 401(k) some 40 years ago.  Perhaps ...

Managed accounts and financial wellness are finally being recognized as a valuable combination for retirement strategy.  Usage in defined contribution retirement accounts is picking up steam.  It turns out, ...

Employee Retention Strategies Incorporate Simple Techniques Employee retention strategies can be simple and effective at the same time.  Efforts to improve employee retention strategies are top-of-mind since unemployment rates ...

Plan Sponsors have a Remedy for Small Balance Retirement Accounts Many plan sponsors struggle with small-balance accounts left by terminated participants. However, there is a solution — encouraging account ...

Plan Fiduciaries — The Best Offense is Not a De Facto Defense. When it comes to being a workplace retirement plan fiduciary, the best defense is a good offense. That ...

Want to Improve Your Retirement Plan and Employee Outcomes? All You Need is Love. What do all great workplace retirement plans have in common? The answer may surprise you. It’s ...

Dear Prudence: Why Your Fund Selection Process Matters. A recent article from the Connecticut Post on how a 401(k) plan’s fund lineup gets selected asks some compelling questions off the ...

HSAs and 401ks: A Winning Combination. Employers are recognizing that health savings accounts (HSAs) and workplace retirement savings plans are no longer “siloed” benefits. In fact, both can work very ...

Fidelity Tax on Vanguard Funds Highlights Flaws of Revenue Sharing in 401k Plans. The recent move to tax Vanguard funds used by Fidelity’s record keeping clients, while unusual, makes ...