Investments-Research

Target Date Funds appear to have helped a large number of 401(k)  and 403(b) plan participants during the first quarter of 2020.  Many plan participants were invested in Qualified ...

Retired Parents Ensnarled by Student Loan Debt Face Bankruptcy in Retirement When a parent guarantees student loan debt the unpaid college debt can change the Retirement plans by forcing ...

Delaying Retirement May Not be Your Employees’ Best Exit Plan. Many Americans are choosing delay retirement and remain on the job longer. According to a recent Motley Fool article, the ...

Want to Improve Retirement Income Outcomes? Put it in Writing. According to a new study from the LIMRA Secure Retirement Institute, only a little more than a third of retirees ...

Employer-Sponsored Retirement Plans Shouldn’t Suck. When you read as much retirement industry research as we do, you begin to notice patterns. Lately, we’ve been reading a lot about what employees ...

“Kitchen Sink” IPS may be More of a Headache Than It’s Worth. Should you have an Investment Policy Statement (IPS) for your retirement plan? Yes. Should you throw everything and ...

Roth 401(k): Your Employees Might Be Missing Out. More employers are offering workers the opportunity to set aside after-tax dollars for retirement in Roth 401(k)s. However, employees aren’t embracing them ...

Brokerage Windows: Do the Risks Outweigh the Rewards? More 401(k) and 403(b) plan sponsors are offering an investment option called a brokerage window. According to Aon Hewitt, 40% of companies ...

White Labeling Benefits Both 401k Sponsors and Participants. We’ve written previously that too many investment choices can be overwhelming for retirement plan participants. One way to simplify your retirement ...

DC Plan Sponsors are Focusing on Outcomes – Sponsors’ Mindset is Shifting, But There’s More Work to Do. Recent research from J.P. Morgan Asset Management found that plan sponsors’ mindset is ...